OUR TEAM

Interest Only or Repayment mortgage? Choose right when you #ChooseTrafalgar!
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There are benefits to both types, and there are several factors that might affect your decision to choose one option over the other.
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They key is to ask yourself: WHY do you want this Buy to Let mortgage? Are you looking for monthly cash flow or an unencumbered asset at the end of the mortgage term? At Trafalgar, our expert mortgage brokers will always get to know your personal circumstances and long term goals, so we can help you choose the option that best suits you and your strategy.
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For more information, please feel free to call 02088708787. Team Trafalgar are always more than happy to help!
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#interestonlymortgage #repaymentmortgage #investmentstrategy #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk

At Trafalgar, we have the potential to access the whole of the mortgage market!
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There are many benefits to whole of market access. As an independent mortgage brokerage, we are not limited to specific lenders and are able to access a wide range of products and rates from lenders all across the UK. This increases our chances of finding the perfect product for you!
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To get in touch with one of our expert mortgage brokers, please call 02088708787. We are always happy to help!
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#wholeofmarketbroker #independentbroker #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk

Let's talk HMO lenders! There is a wide range of lenders within the specialist market, from high street lenders to specialist HMO lenders and commercial banks. This month, we thought we would highlight a few examples of these lenders from each sector, starting with @leedsbuildingsociety.
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Leeds are one of a number of high street lenders that have a range of products for investors wanting to finance an HMO property. They have recently improved their criteria, and now have a range of products for HMO properties up to 6 bedrooms, and a NEW range for the larger HMOs (up to 8 bedrooms).
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Borrowing with Leeds is only available in personal names (not via a Limited Company), but they will also instruct a commercial yield-based valuation on all large HMOs (over 6 bedrooms).
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Some of their key criteria includes:
1. Maximum portfolio size of 10 properties, irrespective of lender
2. Available for properties in England, Scotland and Wales
3. First applicant must be a residential homeowner and an experienced landlord
4. Maximum of 8 lettable bedrooms
5. Minimum valuation of £100,000 or £250,000 in London
6. Lending available up to 75% of the purchase price
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If you would like to learn more about Leeds Building Society, their current available product range, or HMO lending in general, please get in touch with Trafalgar on 02088708787. Our team of expert mortgage brokers will be more than happy to help!
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#HMO #HMOfinance #HMOmortgage #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk

Thank you very much to Jensine from The Mortgage Works (part of the @Nationwide group) for coming into the office to present us with our Broker of the Quarter award last week!
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It's always great to be recognised for our hard work and commitment by those that we work alongside. At Trafalgar, we have always prided ourselves on our ability to maintain excellent relationships with our lenders which in turn benefits our clients.
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To get in touch with one of our expert mortgage brokers, please feel to give us a call on 02088708787. Happy Friday everyone!
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#happyfriday #topbroker #award #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk

ALWAYS seek professional advice.
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Today we are discussing the importance of seeking professional tax and mortgage advice at the start of your property investment journey, and continuing to do this regularly no matter how experienced you become.
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Laws and criteria are constantly evolving and you don't want to get left behind. Your mortgage broker and tax advisor will be fully informed on all the latest changes and be able to help you apply these to your own personal investment plan.
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Be careful to not always take what family, friends, colleagues and fellow investors might say at face value if it is not their profession, especially via social media. Everyone's circumstances are different and what works for one person might not work for you. The only way to be sure is to speak to a PROFESSIONAL! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
For professional mortgage advice, please feel free to give us a call on 02088708787. Our experienced team of expert mortgage brokers are always happy to help!
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#ChooseTrafalgar #professionaladvice #mortgageexpert #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk