FREQUENTLY ASKED QUESTIONS

AT WHAT POINT DOES TRAFALGAR SQUARE START CHARGING FEES?

Fees only become due when an application is submitted to the lender of your choice. Prior to that, all the consultancy, advice and guidance are provided free as part of Trafalgar Square’s service.

IF AN APPLICATION FALLS THROUGH, WILL MY FEE BE RETURNED?

Trafalgar Square works for a client with every intention of keeping them happy but retains the right to keep the fee if a Mortgage Offer has been achieved. However, in most instances, we are prepared to issue a Credit Note to carry the fee over to the next case (retaining a non-refundable fee of £150 which covers consultancy and administration costs incurred).

WITH A BUY-TO-LET MORTGAGE, HOW QUICKLY CAN A PROPERTY BE REMORTGAGED?

Remortgaging or a Further Advance can occur when a property has been bought under value or it has been purchased and refurbished, enhancing its value. The Council of Mortgage Lenders stipulates that lenders require 6 months between purchase and re-finance.

WHAT IS THE BIG ‘HUE AND CRY’ ABOUT MONEY LAUNDERING?

Money laundering is the conversion into legitimate funds of illegal money, brought into the country by individuals, organised crime or terrorists. Millions of pounds each year are laundered in the UK through financial institutions. As a result, brokers are required by law to validate every client’s identity, proof of residence and source of deposit funds.

FILL OUT A FACT FIND

Let our experienced team at Trafalgar Square identify how best to help you and ensure you get the best product for your situation

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Snozone
“A VERY proud and happy snowboard coach thanks to Lindsay Hopkins and the Trafalgar Square Sponsorship for kick-starting me in the right direction.”
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Trafalgar are proud to sponsor @brett_h85, who has recently become a qualified snowboard instructor. Congratulations Brett, and Happy Friday everyone!
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...
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Repost @brett_h85: SO proud of myself... following my heart/passion.
A big life chapter has begun as a BASI qualified snowboard coach at SnoZone Castleford.
Many thanks to Lindsay Hopkins @trafalgarsq & Helen Williams @hew_coaching James Sweet @superradness & @basi_inst #trafalgarsq #tsfpc #youfirst #hewcoaching #snowboard #snowboardcoaching #theb00bytrap #snozonecastleford
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Trafalgar Square Financial Planning Consultants
What's the difference?
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Stuart, one of our expert mortgage brokers here at Trafalgar, explains the differences between standard BTL and HMO mortgages and how your lending options may differ depending on which one you are trying to obtain.
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At Trafalgar Square, we specialise in both BTL and HMO mortgages and deal with these cases on a daily basis.
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To find out more, please call 02088708787 to speak to one of our brokers. We are always happy to help!
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#buytolet #hmo #landlord #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk
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Trafalgar Square Financial Planning Consultants
Happy Friday from Trafalgar Square!
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Yesterday was our end of quarter 3 company meeting, in which we reflected upon the year so far and planned for the months to come. It's always great when the whole team come together! Can you spot your broker?
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We hope you all have a wonderful weekend!
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#happyfriday #fridayfeeling #powerteam #mortgage #mortgagebroker #mortgagebrokers #mortgagespecialist #mortgagetips #mortgageadvice #mortgagerates #mortgages #mortgageadvisor #mortgageexperts #propertyinvestment #propertyinvestor #propertymarket #investmentproperty #investinproperty #broker #brokerage #brokers #buytolet #buytoletinvestment #homebuyer #homebuyers #homebuyertips #ukproperty #ukpropertymarket #propertyuk