NEED A

RESIDENTIAL

MORTGAGE AND HAVE A

HIGH INCOME?

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With regards to residential mortgages again, where your income is over the £25,000 threshold, again just to repeat, there is no set minimum income requirement for residential mortgages.

 

But it can again, help you with affordability. So, the higher your income is, you’ll have generally across the board 4 and ½ times your income. On some occasions, some lenders will look at higher income multiples. So, they can look at 5 and ½ times. So, that can be very favourable from there on.

 

So, again it’s going to be subject to reviewing your fact find, and your options going forward.

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By working with Trafalgar Square you can rest assured of the following:

1

Independent mortgage brokers

2

Exclusive mortgage products

3

Save you money through re-mortgage

4

Bespoke product for your situation

5

We work whilst you continue with your life

6

Future portfolio planning

7

Expert knowledge

8

Having direct access to underwriters

9

Investor mindset

10

Communicating with lenders, solicitors & estate agents

11

Buy To Let experience for Limited Companies

12

Portfolio landlord specialists

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